Muslims to have sex with their dead wives

Posted on April 28, 2012 by finance guy

We never knowingly set out to upset any particular group, sect or religion, and after all, this is a finance website and not a current affairs site, but a recent law due to be passed in the Islamist country of Egypt makes a mockery of religion of any flavour.

Disgusting does not begin to describe this repulsive law, but even more repulsive are the perverts who have raised the issue in the first place.

To save any hairy arsed Muslim fanatic popping round to our house in the dead of night armed with an AK 47 and a pound of Semtex, may I say that in this article we are quoting the Daily Mail of Friday 27th April 2012 which said,

“Husbands in Egypt could soon be legally allowed to have sex with the corpses of their dead wives – for up to six hours after death.”

OK, let’s lighten up the mood a tad and hope that the deceased wife of any Muslim who takes advantage of said law (when passed) died of leprosy, syphilis or some equally horrible disease which the husband will now catch – at least the poor bitch will be able to get her own back on her perverted husband.

These morons are not content with treating their womenfolk like 3rd class citizens, stoning them to death for the slightest infraction of backward laws which were outdated in the Middle Ages let alone 2012, they now wish to have sex with them when they are dead for God’s sake!

The Mail continues,

“This astonishing “Farewell Intercourse” law is said to be among measures being introduced by the Islamist dominated parliament……Other draft laws see the minimum age of marriage lowered to 14, and the ending of a woman’s right to education and employment.”

It gets worse, does it not? But we have one further quote from the Mail which says,

“The subject of having sex with a dead spouse became a topic of fierce debate last year when Moroccan cleric Zamzami Abdul Bari said marriage is valid even after death.”

The pervert! There must be a name for people such as he but I am unable to think of anything suitably apt.

So what can any right thinking person, Muslim or not, think about all this? Can anyone in the West condone such a law?

You might think about what you have just read before you book a holiday in Egypt this summer, because your money will help to keep these perverts in power.

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Wine and finance really do mix

Posted on April 27, 2012 by finance guy

Regular readers of our blog may have already noticed that we have started a wine section on our website, and one or two people have asked whether wine and mortgages, remortgage are suitable on one site.

Well we most certainly believe that they are, and especially so when the wines we mention on site are a little bit more upmarket than you would normally find on supermarket shelves.

For instance, we recently (1 week ago) wrote a page about Australian vintage wine, not a huge category we admit, but the fact that it is vintage made it suitable for a finance website, whereas had it been £3.99 plonk it would have been patently unsuitable.

So we have no qualms whatsoever about recommending the wine offers which our friend Bill Warry, the London wine merchant, sells from his premises at SW6, and also online from his website called Chateau Select.

That apart, we believe that there are other categories of business which would also be perfect for our site, and when we stumble across one, we will give it the same attention we have spent on the wine pages.

Meanwhile it’s back to the drudgery of generating a page or two for mortgage deals and the like which is what is keeping the home fires burning.

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Use Website promotion to help your rankings

Posted on April 26, 2012 by finance guy

You would never believe the amount of intelligent people (we thought), both in business and out who have approached our website promotion department over the years and who have accepted a quote after being told that there was no quick fix to getting on the first page of Google.

They laugh and joke and thank you for your honesty in pointing that fact out to them, and then three months down the line when their site is not yet on page 1 they want to renege on the contract because usually, they have run out of funds, patience, ambition or all three.

Website promotion, especially for a new site, takes forever, and we tell every prospective client that they will see little to no return on their money in the first 6 months if it is a new site – and that is the bare minimum.

We can make things work faster but that takes more time and, therefore, costs more money which most customers do not wish to spend, and they don’t wish to spend money on a website which they have been told will MAKE them money.

Well it will, but give us chance to do our job properly, and give us a proper budget! Unfortunately £100 per month won’t get you far these days, but being a small concern we can very often beat the quotes of larger companies because our overheads are low – lower than a snake’s belly in fact!

That means we can optimise your site and give you professional promotion without you having to remortgage your property.

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Recession to hit mortgages again?

Posted on April 26, 2012 by finance guy

It’s so hard for us ordinary mortals to judge the actual time a country gets into a recession, but just at the time when we thought we were climbing out of the first one we are told by the media that we have just entered a second. Does that mean we shall all have to remortgage our homes then? Will it make a difference to people here who want a mortgage? It depends entirely how deep this second rescession bites.

Not really, and yes, we are on hard times again, but though this may not be a consolation to anyone who has suffered financially recently then just compare how the UK is doing to the rest of Europe.

OK, Germany is doing better than we are and they have made a miraculous recovery from the time when the Wall came down when the West had to subsidise the East for some years. All credit due to the Germans then.

Italy? Italy is in the deepest doo doo and will only be able to scramble out of that if their government imposes what has become known as a “period of austerity” for years and years.

Spain? A basket case waiting to happen, and with 20% unemployment just how long can they hang on before going cap in hand to the IMF?

Portugal? Ditto, though we must say we had expected them to ask for help before now.

Ireland? Don’t let’s go there! We’ve lent them billions but will we ever see it back? Not in my lifetime je pense.

Greece? Well we all know about Greece, but how have successive governments not latched on to the fact that only the poor pay taxes and the fat cats do not? Probably because they are all as corrupt as each other, or each government is more corrupt than the last if you like.

France is now reported to be a weak link, especially if Francois Hollande manages to win the election, and he will there, ain’t much doubt about that.

That little fiasco will give Hollande the keys to the strongbox and he has promised to spend whatever is left in it after the present incumbent is ousted. Then he will generate more money by quantitive easing (he will just print it)

And that’s the bit which frightens Angela Merkel, as it should because if France shows signs of becoming weak then who else will bail her out other than Germany?

If that happens we can see French people coming over here in droves, all making applications for first time buyer mortgages!

 

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Australian vintage wine goes AWOL

Posted on April 25, 2012 by finance guy

A couple of weekends ago I was mooching through the cellar just tidying up this and that when I noticed that my stock of Australian vintage wine was looking a tad depleted, and not by me I might add.

It wasn’t me because I rarely drink, not for any reason other that it upsets certain medication which is necessary to keep yours truly on this planet of ours. So where the hell was it?

We had been away for a wee while you see and it looked as though the house sitter and her husband had attacked my stock of vintage Aussi plonk which I had bought as an investment.

Now that is naughty because when you buy wine for investment purposes it is invariably a) excellent quality, and b) bloody expensive, and the depletion of said vintage jollop could only be laid at the door of our darling daughter and her cretinous, idle and scrounging partner.

Visions of unlocking the shotgun cabinet, loading up with buckshot and giving them a barrel each flitted through my ageing mind, but common sense prevailed when I mentioned the loss to my wife of 40 summers who ha, it now appears, given “a few of those dusty bottles” to Mrs So and So for some fundraising event.

Dear God! That means some eejit with no palate will be sucking my £40 per bottle wine through a straw, only to bring it back as a street pizza within a couple of hours if they drink it too quickly, which they will, they will.. I mentally apologised to daugther and son in law, at the same time making another mental note to lock the cellar door anyway and hide the key. JUst in case, you see?

It’s high time I caught that ferry to France and got out of here!

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Danny Alexander to cut £16 billion from ministers’ budgets

Posted on April 25, 2012 by finance guy

I don’t know what you think, but I have often wondered,
“Why is it always us?”

No, I’m not feeling sorry for myself but I am feeling sorry for this once great little country of England in which I was born and have lived in for all of my 65 years to date. In fact I feel so sad for old England that sometimes I want to pack and just get on a ferry to France en route (not in France) for somewhere sensible.

Just yesterday the minister for the Treasury, a certain Danny Alexander, was talking about instructing all other ministers to cut back on spending in their departmental budgets to the tune of £16 billion pounds.

That’s a lot of money Mr Alexander, and though I for one agree with you wholeheartedly in this mission, there are also several other ways in which that 16 billion and more can be saved and put to work in our economy.

First of all you could persuade your fairly useless chum, the Chancellor, to grab back the 10 billion which he has so kindly offered to the IMF to bail out the Euro once more – without the consent of either Parliament or the voting public of course, and although this money has not actually been spent yet it most certainly will be before too long.

Would it be too much to ask that someone in your position to vote for grabbing back the 10 billion which is our annual wasted spend on what I still jokingly call “Foreign Aid?” Charity begins at home you know!

That only leaves the trifling little sum of £6 billion to find then, a sum which any half savvy 14 year old could manage by simply telling our EU partners that we have the dirty end of the stick and from now on we are re-assessing our payments to said “organization” downwards.

That nicely covers £16 billion Mr Alexander, now where are your cuts going to bite?

Comments are turned off this blog because of spammers but you can always mail me at info@ll-mortgages.co.uk . I look forward to your reply Mr Alexander (from your work email please)

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Ferry to France

Posted on April 22, 2012 by finance guy

Is the £ pound rising against the € Euro or is the € Euro just having a bad time at present? Well if you are taking a ferry to France sometime this summer it hardly matters which, but either way it’s good news if you are buying Euros because right now the pound is worth €1.22 against €1.02 this time last year.

The “experts” in such things agree that now is the time to buy Euros, though probably not all that you will need for your holiday because the Euro is expected to slide further before too long.

Buy some now and hedge your bets because the rate you will get at the moment is the highest it has been since September 2010, and if you are a drinking person then now is as good a time as any to buy some wine for investment while you’re across the channel.

But on the subject of ferries to France we have noticed that the old Norfolk Line – taken over by DFDS Seaways is about the cheapest crossing to France that you are likely to get.

If you book your holidays to France through tour operators they invariably factor in the Dover to Calais route, which we think it a tad dear. In fact it has often been called the most expensive 22 miles of water on the planet.

But if you take the Dover to Dunkerque ferry you will certainly notice a difference in the cost, even though it may take a little longer to get to the other side.

 

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Wine for investment

Posted on April 20, 2012 by finance guy

Some things we get right, and some times we get things abysmally wrong, but on this occasion we believe that we are completely correct in setting up a section on this site for both vintage wines and wine for investment.

We have taken this step rather lightly because we have encountered a London wine merchant by the name of Bill Warry who also has an online wine business, and he has been kind enough to start us off with a page about Australian vintage wines.

Good stuff, especially for me (the editor) having been cursed with the dreaded diabetes like so many other people, but the good thing is that we are allowed to drink red wine!

In fact, though unfortunately it is not mandatory to so do, we are led to believe that it is indeed therapeutic and helpful to aforesaid nasty condition, in moderation of course.

And there’s the rub I’m afraid because, although I personally rarely drink alcohol, one glass is not enough. If I start a bottle then I want to finish it and, according to my vet who knows about these things, drinking in moderation means 1 glass (small) not 1 bottle (70cl) and certainly not a litre of red plonk!

Anyway, good old Bill Warry is expanding his business too and he is now concentrating on getting together as many of the best deals on wine as he can.

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Remortgaging is easier than was previously thought

Posted on April 17, 2012 by finance guy

Well if you read any of the financial papers, and especially the bits to do with foreign exchange and the Pound/Euro comedy you may have noticed that your traveller’s pound was worth a mighty €1.19 at close of play yesterday. That is still abysmally low but on the other hand is about as high as it has gone this year, so anyone taking a camping in France holiday this summer should rejoice! Not!

The near parity between the £ and the € is a tragedy for holidaymakers as we are all too aware when taking a break in the Eurozone, and that is one of the reasons so many people are taking Staycation holidays this year – even more than did so last year apparently.

But looking at things another way, this is great news for the UK economy this summer as it means that all the caravan parks, the holiday parks of which we have so many all over the southern coastlines will be full to overflowing later this year. Of course that is excellent for jobs and it also keeps the money here at home.

We can’t really say that these Staycation holidays are much cheaper than the equivalent in France, for example, but lots of families think they are so that’s what really matters, and if they are saving so much that way they should have some money left over to buy a few bottles of decent wine – in fact wine by the case is the best buy because you have it delivered free of charge, which is not to be sniffed at these days.

Nothing much seems to have moved one way or another on the mortgage front as yet this year, but we are aware of the growing number of people who are remortgaging their properties at the moment and we are putting this down as having more to do with DIY projects such as adding rooms, conservatories etc than anything else.

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You need to remortgage to buy a holiday

Posted on March 16, 2012 by finance guy

You may remember in years past that certain countries were considered to be cheap to visit, cheap for holidays, and we Brits took to those resorts like ducks to water didn’t we? These days you virtually need to remortgage to go anywhere!

Do you remember going to the Canary Islands before they went into the Euro? What a disaster for them that was! Once they were so cheap to visit and have a holiday there but the EU has pushed the prices up so far they are as dear as anywhere else, and that just can’t be good for business.

“Pile em high and sell em cheap” was the maxim of some forward looking Brit when supermarkets were in their infancy here, and he was so right! Unless you want to make a resort exclusively for the wealthy then it has to be cheap to attract the other end. Being in the middle means you lose out to both sectors.

Caravan parks have just about got it right. The parks here in the UK tend to attract the families who can’t afford a foreign holiday, so they have carefully evaluated what they can offer in terms of free activities and entertainments, and though there are some extras which can be bought on site it means that families are able to budget their holidays to a penny.

But surely that should be the case for every holiday, and when we take camping holidays in France we know exactly how much it will cost right down to the last Euro.

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